Medicare Supplement Insurance (Medigap) plans in Ohio

Looking for Medicare Supplement (Medigap) insurance in Ohio? You're in the right place. Below you'll find details about the Medigap plans available to residents of Ohio, including pricing and benefit comparisons.

Here are the available Medigap plans in Ohio, including estimated monthly premiums and benefit coverage. All pricing is estimated and may vary by provider and ZIP code.

Available Medigap Plans in Ohio

Medigap Plan: A

Premiums range from $105-599

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $1,676
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: B

Premiums range from $159-528

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: C

Premiums range from $146-783

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $0

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: D

Premiums range from $121-559

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: F

Premiums range from $135-894

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $0

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: F

Premiums range from $36-235

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $0

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: G

Premiums range from $105-734

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: G

Premiums range from $40-210

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: K

Premiums range from $61-205

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $838 (50% of Part A deductible)
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: L

Premiums range from $101-366

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $419 (25% of Part A deductible)
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: M

Premiums range from $87-318

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $838 (50% of Part A deductible)
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Medigap Plan: N

Premiums range from $80-585

depending on your age, sex, health status, and when you buy.

Copays / Coinsurance

Not specified

Deductibles

Hospital (Part A): $0
Medical (Part B): $257

Doesn't include: $185.00 Standard Part B premium

Plan Benefits

Skilled nursing facility
Part A deductible
Part B deductible
Part B excess charges
Foreign travel emergency

Compare All Medigap Plans

Benefits Plan A Plan B Plan C Plan D Plan F Plan G Plan K Plan L Plan M Plan N
Part A coinsurance & hospital costs
Part B copays/coinsurance 50% 75%
Blood (first 3 pints) 50% 75%
Part A hospice 50% 75%
Skilled nursing facility 50% 75%
Part A deductible 50% 75% 50%
Part B deductible
Part B excess charges
Foreign travel emergency 80% 80% 80% 80% 80%

Frequently Asked Questions

Medigap Basics

Medigap (Medicare Supplement Insurance) is private insurance that helps pay some of the healthcare costs that Original Medicare (Parts A and B) doesn't cover, such as copayments, coinsurance, and deductibles. Medigap policies are standardized and sold by private insurance companies.

The best time to buy a Medigap policy is during your Medigap Open Enrollment Period. This 6-month period starts the first month you're 65 or older and enrolled in Medicare Part B. During this time, you have guaranteed issue rights to buy any Medigap policy sold in your state, regardless of health conditions.

No, it's illegal for anyone to sell you a Medigap policy if you have a Medicare Advantage Plan. You must have Original Medicare (Parts A and B) to purchase Medigap. You'll need to decide between Medicare Advantage or Original Medicare with a Medigap policy.

Coverage & Costs

Medigap policies can help pay for:
  • Part A coinsurance and hospital costs
  • Part B coinsurance or copayment
  • Blood (first 3 pints)
  • Part A hospice care coinsurance
  • Skilled nursing facility care coinsurance
  • Part A and/or Part B deductibles (depending on plan)
  • Part B excess charges (Plans F and G)
  • Foreign travel emergency coverage (most plans)

Medigap premiums vary by insurance company, plan type, location, age, and sometimes health status (if not during guaranteed issue). In addition to your Medigap premium, you'll still pay your monthly Part B premium. Plan G is typically the most popular, with premiums ranging from $100-$300/month depending on your location and age.
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